Knowing the right kind of insurance and who to get the cover from can be quite challenging. This is because of the wide range of insurance products that can end up being confusing. Many people end up duplicating or buying the wrong insurance product. So how can you tell what to buy?

The rule of thumb when it comes to insurance is;

Buy insurance for the occurrences that are rare but if they happen, they can cost you significant financial damage. If the occurrences of frequent, chances are that the premiums will be too high whereas if the cost implication is not much, it may be advisable to just take the risk without taking an insurance cover.

There are several insurance policies that are important for you;

Medical Insurance - If your employer does not provide you with health insurance or you are in business, this this is an important cover that you need. Start off with NHIF cover that charges Ksh 500 per month. Then you can consider an inpatient cover from a reputable insurance company.

Motor Insurance - Motor insurance in Kenya is compulsory - 3rd party. However, car accidents can really be expensive and therefore ideal for insurance.

Domestic Package - Another important insurance cover is your home and home items. The amount of insurance policy is very low compared to the potential loss in case of theft, fire or other risk. An insurance policy will give you peace of mind.

Life Insurance and Pension - It is also important to have a life insurance cover that will provide compensation to your dependents in case of death or disability.

In a bid to provide the best insurance services for our customers, we have partnered with several insurance companies based on their strengths and repute;

Health Insurance - Resolution Health, Jubilee insurance
Car Insurance - Met Canon Insurance, ICEA Insurance
Life and Pension - Jubilee insurance, Britam Insurance
Domestic Package - Britam Insurance