The government uses treasury bills (short term - 91 Day, 282 Day and 364 Day bills) and treasury bonds (long term between 1 year and 5 years) to borrow from the market and also to control and manage the money liquidity and inflation in the economy. The interest rate on treasury bills will generally be low as compared to other investment products as the risk is also low.

However, at times when the government needs to borrow urgently or to curb high inflation, the interest rate can drastically rise and this is an ideal time to make easy and safe returns on your investment.

The minimum amount for treasury bills is 100,000 and additional amounts beyond the minimum in multiples of 50,000. The minimum investment amount in Treasury bonds is 20,000.

How to invest

You can either invest direct to the Central Bank as an individual or through a treasury bill/bond broker. Most banks, fund managers and stockbrokers are treasury brokers.

When investing through a broker;

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When investing directly;

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